What To Do If You're Worried About Your Teen Driver

Insurance Blog

If your teen is new to driving and they're using your new vehicle to get around town, you may worry about keeping your child and car safe at the same time. Although most teen drivers play it safe on the road, some young people can get into accidents. You can help your loved one remain safe on the road and protect your vehicle with these tips.

Teach Your Teen About Safe Driving

Accidents can happen to anyone at any given time. However, you can take numerous steps to ensure that your teen remains safe while operating your vehicle. The first way to instill safe driving habits in your loved one is to educate them about road. The more education your teen receives about driving, the safer they may be on the road.

Always remind your teen to put on their seat belt before they start the vehicle. If your teen tends to be forgetful, place reminder stickers on the steering wheel. Also, teach your loved one how to wear their seat belt properly. Seat belts can be dangerous if they don't fit across the body properly.

Next, try to sign your loved one up for additional driving lessons. Even if your teen learned how to drive in school, they may still benefit from the extra lessons. After you do all of these things, take extra steps to protect your vehicle.

Amp Up Your Insurance Coverage

You may already have liability insurance coverage on your vehicle. You want to have comprehensive coverage as well as collision coverage to your policy. Collision coverage, in particular, may be a way to protect your vehicle.

Although it's not required by most states, collision coverage can be beneficial to people who own new or almost new vehicles. Collision coverage allows your car to be repaired, or possibly replaced, after a vehicular accident. The coverage may also cover the damages and repairs to your vehicle if your teen accidentally backs into a post, runs over a high curb, or engages in another incident. 

To ensure that you receive the right auto insurance coverage for you and your teen, contact an insurance company for more information soon. The insurer may offer a policy to you that includes liability, comprehensive, and collision coverage at the same time. You may be able to lower your current rate if you choose a full-coverage plan. 

For more details on how to keep your teen driver and car safe, contact an auto insurance policy provider today.

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20 December 2019

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