There are several groups of people who qualify for Medicare coverage. The most commonly-known group would be individuals who are 65 and older, but some younger people who deal with certain illnesses can also obtain the coverage, along with individuals who have End-Stage Renal Disease (ESRD.) Original Medicare (OM) contains two parts: A and B, with these two categories covering hospitalization and some doctor's expenses, respectively. However, there is so much more available and you should definitely go for the gusto. If you currently have (OM) and want to maximize your coverage, here's why you need an Advantage plan.
Get More Benefits With A Medicare Advantage Plan
Your insurance coverage should be as comprehensive as possible. It's vital for you to get maximum protection because you simply never know what can happen. Although you may be in excellent health right now and don't really need to use your Medicare insurance very much, you never know what could occur in the near or distant future. You should aim to maximize your coverage on the front end so you'll be prepared for whatever life throws your way.
Medicare Advantage plans often come with benefits that are not included in OM. For instance, if you are big on staying in shape and like to go to the gym, your membership costs may be covered under the right Advantage plan. Also, vision, hearing, and dental coverage may be provided so you can keep these important parts of your body in good condition. There are other perks available based on your area and speaking with a licensed insurance agent can make you aware of them.
Some Advantage Plans Reduce Your Costs
While Medicare Part A is generally provided free of charge you will usually have to pay a premium for Part B. The costs may not seem like a lot to some folks but when you are on a fixed income every penny counts.
If you opt in to an Advantage plan you could find that you no longer have to pay a premium for your Part B coverage. Certain plans take care of the expense so that's one less thing you have to worry about!
You deserve to have the coverage you need to move into the future without the stress. Get on the phone with a licensed agent to talk about your options and find out when you can enroll in an Advantage plan right away.
For more information, contact a company like Franklin Benefits Group.
Share3 March 2022
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