Cyber insurance mainly covers your organization against data breaches involving sensitive information such as your clients' credit card numbers, driver's license numbers, and Social Security numbers. This type of insurance covers a broad scope, from alerting clients when a data breach happens and recovering compromised data to restoring all affected clients' identities and repairing any damaged digital computer systems. Most importantly, cyber insurance service providers cover legal fees and expenses associated with cybercrime and data breaches.
6 December 2021
While American citizens are no longer being penalized for not getting health insurance, it's a bandwagon you should consider jumping on, especially if you're starting a family. Family health insurance acts like a financial safety blanket that cushions your family's medical treatment expenses, allowing you to take care of your loved ones without digging too deep into your pockets. And if you're worried that you might not afford the premium, you'll be pleased to know that agencies offer family health insurance plans at different price points to ensure there's something for every family.
28 October 2021
One thing that you dread as a homeowner is having water problems in your home. Unfortunately, it can happen in a variety of different ways, and each way may or may not be covered under your homeowners insurance. Here is what you need to know about different types of problems with water getting into your home. Pipe Burst A common problem that can lead to water getting into your home is a pipe burst.
27 September 2021
When you request a quote for home insurance, the agent will ask a lot of questions to calculate the costs for your plan. The agent will evaluate many factors in order to offer an accurate quote. Here are some of the factors that are likely to affect the costs of your home insurance plan. The Home's Age The agent will need to know some details about the home before offering a quote, and one factor is the home's age.
13 August 2021
If you are the owner of a vehicle, you may be legally required to be insured against certain risks. In the event of an accident, your insurance company bears the responsibility of compensating you or the victim. To identify the scope of your auto insurance policy and its limitations, you need to familiarize yourself with basic auto insurance terms. Collision Insurance With collision insurance, the provider will pay for repairs or replace your car if you are involved in an accident with an object like a fence or tree or collide with another vehicle.
20 July 2021
If you've been cited for a driving violation, and you've been ordered to obtain an SR22 compliance certificate, you're probably a little worried about the process. You might even think that the SR22 requirement puts you in an entirely bad situation. However, that's not necessarily the case. The SR22 compliance requirement is actually a positive way for you to get back in good graces with the court system and with the DMV.
15 June 2021
When you are tasked with the responsibility of driving a commercial truck, it is important to make sure that you are protected against accidents. Being an informed consumer when shopping for insurance policies allows you to remain protected while you are hauling cargo or making other deliveries for your clients. Choose A Coverage Amount That Is Suitable For Your Cargo You will have to determine the amount of coverage that you will want from your commercial trucking insurance.
17 May 2021
Auto insurance is an industry valued at $311 billion in the United States. It's something that everyone needs because it's illegal to drive without car insurance. Rather than purchasing just any car insurance plan, you should shop with certainty and find the policy that protects you and other drivers to the fullest. In this article, you'll learn more about car insurance policies and how to purchase the right one for your needs.
14 April 2021
When you buy a home, in addition to paying your mortgage and property taxes, you are also going to need to pay for homeowner's insurance as well. With your homeowner's insurance, you will want to make sure you have enough coverage to protect yourself while enjoying an affordable premium that isn't going to break the bank. Way #1: Always Shop Around If you want to get the best rate, you will need to get quotes from multiple insurance companies.
8 March 2021
Home insurance, like most types of insurance, is something that's important to have but that you ideally won't need to use. Of course, disaster can strike at any time — and when your home is hit with covered damage, you should absolutely file a claim with your homeowner's insurance company. Still, there are some common home insurance claims that can often (but not always) be avoided with a little proactivity. By avoiding these kinds of claims altogether, you can save yourself some hassle and keep that deductible money in your own pocket, too!
3 February 2021