There are a lot of expenses that come with driving. There's more to it than just gas and maintenance. You'll also need to carry car insurance if you are a driver. There are various things that you will need to keep in mind when choosing a policy. First, your state likely has minimum insurance requirements that you must meet. It's also essential to choose an auto insurance policy that offers up enough protection.
10 December 2020
As a healthcare provider, you may find yourself vulnerable to lawsuits at some point in your career. Patients may accuse you of wrongdoing and hold you accountable for their ailments or injuries. To protect yourself from this type of legal action, you need to invest in coverage that can pay for any judgments that the court orders against you. You can protect your career and finances by purchasing a reliable medical malpractice insurance policy.
27 November 2020
When purchasing insurance, there are a few different ways that you can make your purchase. You can work with a large insurance agency, for example, and you might even be able to purchase your insurance directly from their website. On the other hand, however, you have the option to work with a smaller, independent insurance agency that might be based in your city or town. This can be a better idea for some people, such as in the cases below.
28 October 2020
Do you live in an area that is prone to flooding and are told that you should have flood insurance? If so, you may be wondering why your basic homeowner's insurance doesn't cover this type of damage and what additional insurance actually covers. Here is what you need to know about flood insurance. Standard Homeowner's Insurance Is Limited Don't make the mistake of assuming that you are covered in a flood if you have standard homeowner's insurance.
2 October 2020
While working at home for a few weeks, you may have parked your car in front of your condo. Perhaps when you go to retrieve your forgotten Bluetooth conference speakers a few days later, you discover they have been stolen, and so too has the car stereo and GPS. You've just become part of an alarming statistic — a sharp rise in car thefts across the nation. Fortunately, you likely have auto theft insurance, but are all the stolen contents covered?
26 August 2020
Being involved in a workplace-related accident can change everything. A seemingly minor slip-and-fall while doing your job could leave you with injuries so severe that you're put out of commission for a long time. If you are not able to physically perform your job duties it could mean that you are hit in the bank account. The only way you can financially support yourself is to file a worker's compensation claim.
25 June 2020
When it comes to your car insurance premium, the vehicle you drive plays a big part in what your insurance premium is. There are specific deals about your vehicle that an insurance company is going to take into consideration when figuring out your premium rate. The Age of Your Car The age of your car is going to impact your car insurance rates. A newer vehicle is usually going to have more expensive repair parts than a vehicle that is ten years old.
25 June 2020
When it comes to running your business, you need to make sure you have the right type of insurance in place to protect your business. There are a few elements you need to take into consideration when choosing the right coverage for your business. Element #1: Legal Obligations The first thing you need to understand is what type of insurance you are legally required to carry for your business. Some businesses are required to carry certain types of insurance based on state or local laws, as well as certification standards.
29 February 2020
As a small business owner, one of the best ways to protect your business is to buy the right forms of insurance coverage. However, there are insurance mistakes that can interfere with this protection. Below are some of these mistakes, and why you should avoid them. Withholding Information You need to be honest with your insurance company, even if the honesty will increase your premiums. For example, you should be honest about the number of employees you have and the types of activities or businesses you engage in, even those that you don't think of as your core activities.
22 January 2020